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$15,000 - $19,999 $20,000 - $39,999
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The Basics of Credit Counseling

Credit counseling is an examination of your financial situation--assets, income, and debts--and a plan for resolving your debts. Credit counseling may involve the creation of a personal spending plan or budget, as well as consolidating your payments and lowering your interest rates. The goal is to help you understand your debt relief options and avoid bankruptcy.

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